Commercial Real Estate Lending

Commercial Real Estate Lending

Westerra makes it easy! Contact Westerra Credit Union for local Colorado commercial real estate loans.  
All underwriting and processing is done locally by professionals who know Colorado.

Long-Term Fixed Rate Commercial Real Estate Loans

  • 10-year fixed financing - competitively priced
  • 10-year financing fixed for the first five years, with a rate adjustment after the first five years to 2.25% over the 5-year Treasury Constant Maturity Rate
  • 3 and 5-year fixed financing - rate determined at underwriting
  • Amortization up to 25 years
  • Quick processing time

Program Criteria

  • Loans from $1 million to $15 million
  • Debt service 1.25: 1 or better
  • Maximum loan to value of 75%
  • No prepayment penalty

Property Types

  • Office
  • Retail
  • Industrial
  • Apartment

About Westerra Credit Union

  • Serving Colorado for over 85 years.
  • One of the largest credit unions in Colorado with $1.3 billion in assets.
  • Westerra has earned the top 5-Star rating for safety and soundness every quarter consecutively since 1992 by Bauer Financial, Inc.
  • Local credit union with local underwriting and approvals.
  • Well capitalized at over 12%. 

Contact Sam Stookey (, 720-921-3032) or David Neff (, 303-329-4514).

Learn about Business Accounts.

Equal Opportunity Lender.