Gap Plus

A wrecked vehicle can wreck your finances, if you owe more on your loan than what your insurance will pay.

Guaranteed Asset Protection Plus (GAP Plus) is like an airbag for your vehicle loan.

It can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out-of-pocket expenses if your vehicle is totaled. GAP Plus may cancel part of your next loan with your credit union, when you purchase a replacement vehicle. Details vary based on your GAP waiver agreement. Ask your loan officer for more information.